CALCULATORS
Currency Converter
Convert between common currencies with the latest available daily reference rate and an editable manual fallback.
Quick answer: Choose the source and target currencies, refresh the daily reference rate or enter your own rate, then calculate the converted value. Daily reference rates are not live trading quotes.
Use Currency Converter ↓Loading the tool…
How to use Currency Converter
- Pick currenciesChoose the source and target currency.
- Load a rateFetch the daily reference rate or enter your own.
- ConvertEnter the amount and read the result.
About this tool
Use a daily reference rate to get a quick idea of what a price is worth in another currency. For the amount you will actually pay, replace the reference rate with the rate your bank or card quotes.
Common uses: Make quick travel, shopping, budgeting and invoice estimates using a daily reference rate or your own manual rate.
Practical example: Refresh the daily rate before a comparison, then replace it with a quoted bank or card rate when estimating the actual amount you will pay.
Important limitation: Reference rates are not live trading quotes and may exclude bank spreads, card fees and cash-exchange charges.
Only the selected currency codes are requested from the rate service; your amount never leaves your browser. Read the privacy information.
How it works
A daily reference rate for your currency pair is requested, then multiplied by your amount; you can also type your own rate.
Real-world uses
- Estimating a purchase abroad
- Comparing a bank’s quote with a reference
- Pricing for international customers
Reference rates versus the rate you pay
The rate shown is a daily reference rate, not a live trading quote. Banks, card networks and cash exchange desks add a margin and sometimes a fee, so the final cost is usually a little worse. For travel budgets, add two to three percent as a rough allowance, and check what your own bank charges.
If you have the exact rate on a quote or statement, type it into the Exchange rate field and the converted amount updates. That is the right way to compare two providers: convert the same amount at each provider’s rate and see which gives more.
Rates can be refreshed during the day, but the source updates daily, so very recent moves in volatile currencies may not show yet. The tool sends only the two currency codes to the rate service. The amount you enter stays in your browser.
Tips for better results
- Banks and cards add a spread or fee, so your actual rate will be worse.
- Use a manual rate when you have a quote from your provider.
- Compare at the same time of day when planning transfers.
Frequently asked questions
How current are the exchange rates?
The tool requests the latest available daily reference rate when connected; you can also enter a manual rate.
Will the converted amount match my bank?
Not necessarily. Banks and cards may add a spread, fee or different rate.
Are my calculations uploaded?
Only the selected currency codes are requested from the rate service; your amount never leaves your browser.
How current are the rates?
They are daily reference rates, not live trading quotes.
Is my amount sent anywhere?
No. Only the currency codes are requested; the amount stays in your browser.
Is the amount I type sent anywhere?
No. Only the two currency codes are sent to the rate service. The amount and result stay in your browser.